About Farmers Insurance

Brett Stanfield

Our Story in Texas Insurance Since 2016

Farmers Insurance – Brett Stanfield began with a simple promise to Texas families and small businesses—clear guidance, dependable coverage, and a real person who answers the phone. Since 2016, Brett has built a responsive, client first agency that helps customers compare options, understand limits and deductibles, and choose policies that make sense for real life. From first homes and new drivers to growing families and small commercial needs, the agency’s focus has always been practical protection and long term relationships.

Meet Brett Stanfield

Owner and Local Agent

Brett is a Certified Farmers Agent and a catastrophe claims adjuster with a hands on background in automotive mechanics and auto body. That combination of training and real world experience helps customers in Palestine, Tyler, Houston, and across Texas get coverage that stands up when it matters. If a different product would serve you better, Brett will say so and point you in the right direction. His cell phone number is on his card because access and accountability matter.

Qualifications and Experiences that You Can Trust

Insurance decisions should be informed by how claims work in the real world. Brett’s claims background brings a sharp eye to details that are often overlooked—replacement cost versus actual cash value, parts and labor realities after an accident, dwelling endorsements for weather events, and lender requirements for homeowners coverage. Every recommendation is explained in plain language so you understand what you are paying for and why.

Insurance Services for Texas Families and Small Businesses

We help Texans protect what matters most with straightforward coverage options and an easy start. Auto insurance ranges from required liability to full coverage for multiple drivers, with guidance on deductibles, rental options, and uninsured and underinsured motorist protection. Home insurance is tailored to Texas conditions like wind and hail, aligning dwelling limits, personal property, and loss of use to your property and budget. Life insurance includes simple term choices and permanent options that can grow with your family and goals. Many households benefit from bundling home, auto, and life to streamline billing and build value.

Service area across Palestine, Tyler, Houston and all of Texas

The agency is based in Palestine, Texas and serves customers statewide. Whether you live in East Texas, the Dallas and Houston corridors, or a rural county, you receive the same responsive support and clear explanations. We regularly assist customers who move within Texas, add drivers, change vehicles, or refinance homes, keeping policies current through each transition.

How we work a clear and simple process for Texans

First we listen. A short conversation clarifies drivers, vehicles, properties, and your goals. Next we compare coverage paths—single policies or bundled options—so you can see side by side differences in price, limits, and deductibles. When you are ready, most policies begin with the first month’s premium. We provide digital proof of insurance, help with lender or DMV documents, and schedule a check in to make sure everything is working as expected.

Our values genuine guidance integrity and responsive support

We believe good insurance starts with honesty. If we do not have the best product for your situation, we will recommend who does. We price and present options with integrity so there are no surprises at renewal. And because life does not wait, you get direct access to your agent for quick answers, mid term updates, and claim day questions. That commitment to materials quality in coverage, attention to detail in documents, fair pricing, and dependable service is how we measure every interaction.

Frequently Asked Questions About Starting Coverage in Texas

What is the down payment to begin insurance in Texas?

It depends on the policy type, coverage limits, vehicles, drivers, and rating factors. Many customers start with the first month’s premium. During your quote we will show several payment options and help you choose a start plan that fits your budget.

Often the same day. Once you select coverage and make the initial payment, we can provide digital proof for your lender, dealer, or the Texas Department of Motor Vehicles. Physical ID cards can be mailed on request.

Yes. Bundling often delivers better overall value and simpler billing. We price single policies and bundle scenarios side by side so you can see the difference in premiums, deductibles, and coverage limits before you decide.

Deductibles should match your cash comfort level and the value of what you are protecting. Higher deductibles usually lower premiums but increase your out of pocket cost during a claim. We walk through real Texas scenarios like hail damage to a roof or a fender bender to help you choose a number that feels right.

Adding a teen driver raises risk and usually increases premiums. We look for Texas friendly discounts such as good student, driver education, and telematics programs. We also recommend vehicle choices and coverage settings that balance cost and protection while your teen gains experience.

Texas homes face wind and hail risk. Some policies include a separate wind and hail deductible. We review your roof age, material, and location to align deductibles and endorsements so storm season does not create surprises.

Standard homeowners policies do not include flood coverage. If your property is in a zone that could flood or you want added peace of mind, we will quote a separate flood policy and explain waiting periods and lender requirements.

Yes. We offer landlord and dwelling policies for single family homes, duplexes, and small portfolios. Coverage can include the structure, loss of rent, and liability. We tailor deductibles and limits to match lease terms and lender needs.

If you lease or finance a vehicle, your lender may require comprehensive and collision and may recommend gap coverage. We coordinate with the lender, set the right lienholder details, and deliver proof quickly so you can drive off with confidence.

Call or text us first. We help you understand your deductible, coverage triggers, and next steps before you file. For auto, we guide you on repairs, parts, and rental options. For home, we discuss mitigation, inspections, and temporary living expenses if included. We stay involved until resolution.

Speak with Brett for a Texas Coverage Review

Contact us today for a personalized consultation!

Have questions about your current coverage or ready for a fresh quote that fits how you live today? Call or email Farmers Insurance – Brett Stanfield to compare options, review deductibles and limits, and see where bundling could help you protect more with less hassle.

Visit or contact our Palestine, Texas office:

Call Now (903) 290-6556
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